Piggy Bank

Each kid gets three jars — Save, Spend, and Give — and watching them fill up is the whole point. Parents configure each child's profile, schedule weekly allowances, and post chores with a payout attached. When a kid wants to spend, they submit a request; parents approve or decline it right from their own view. The split between jars is deliberate, nudging children toward the habit of setting a little aside and thinking about others before blowing everything on the next shiny thing.

It fits naturally into the broader world of finance apps, but the focus here is firmly on the kitchen-table conversation rather than spreadsheets. There's no banking integration to wrestle with — just a straightforward ledger that both parent and child can read at a glance. If the kids ever graduate to tracking their own budget independently, Budget Maker makes a logical next step.

Works best on a tablet shared at the dinner table, where a child can tap through their own jars while a parent handles approvals on the same screen.